Find out if you can
retire comfortably.

Get a free retirement projection in 60 seconds. No signup needed, no judgment — just clarity.

See if you'll have enoughEPF & Super auto-calculationTest against 500 market scenarios

No signup requiredYour data stays in your browserBuilt for Malaysia, Australia & Singapore

See your retirement projection

Country

Your age

Monthly Income

11% employee + 12% employer goes to EPF (KWSP)

Current EPF account balance

Type your pay or your EPF account balance to see an estimate.

Start Planning

This estimate is saved on this phone, separate from your full plan.

60 Seconds

See your retirement picture instantly.

Enter your age, income, and savings. Joey Planner does the rest — statutory contributions, inflation adjustments, and compound growth calculated automatically.

Joey Planner guided tutorial showing step-by-step retirement planning

Purchasing Power

Know what your money will actually buy.

Every projection shows both the raw number and its purchasing power in today's ringgit or dollars. Because RM1 million in 30 years won't stretch as far as it does today.

Inflation-adjusted retirement projections showing nominal vs real value

Full Picture

Debt doesn't have to derail you.

Add mortgages, student loans, and credit lines. See exactly how debt affects your retirement timeline and which obligations might follow you past your working years.

Debt-aware retirement planning showing loan impact analysis

Stress-Tested

500 market scenarios. One clear answer.

Monte Carlo simulation tests your plan against hundreds of possible market conditions — booms, crashes, and everything in between. Know whether your strategy holds up.

Monte Carlo simulation showing portfolio outcomes across market scenarios

This is an educational planning tool only. It does not provide financial, investment, legal, or tax advice. Results are hypothetical estimates. Past performance does not guarantee future results.